The insurance companies have a great deal of resources and advantage here in North Carolina. Do not make the mistake of dealing with them on your own!
If you've suffered a personal injury through no fault of your own, call now for a consultation. You have a limited time to file suit, so do not delay. In some cases, the insurance company will offer you a quick settlement and pressure you to sign an agreement, waiving your right to file suit. Do not sign away your right to file suit until you consult with an attorney.
North Carolina is a contributory negligence jurisdiction, which means that if your opposing party in litigation can prove that you were in anyway at fault for your accident, you may not be able to recover anything at all!
Call your attorney
If applicable, file an accident report and exchange information with the other driver
Consult with a physician whether you should seek medical treatment
Keep a detailed record of your bills
Keep a detailed written record of what happened
Speak with the insurance company or your opposing party before consulting with an attorney
Sign anything waiving your right to file suit until consulting with an attorney
Share details of your case with anyone other than your attorney